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Clinicians9 min read

Explainable AI in healthcare: what an explanation must let clinicians do

Explainability is more than a heatmap or a generated sentence. In healthcare, an explanation has to fit the intended use, make sense to the person reading it, show uncertainty and support real human oversight. Here is a checklist to apply before and after deployment.

By Rubens Valcy

Founder of MyTwin

Published on

Contents
  1. Start with the intended use
  2. Explaining is not validating
  3. Six questions to assess an explanation
  4. Make human oversight effective
  5. Build a local evidence file
  6. Measure use, not just the algorithm
  7. Frequently asked questions
  8. Sources

An AI system can display a precise score and still be hard to interpret. It can also produce a convincing explanation that does not reflect how it actually works. For clinicians, the question is not just “is the model explainable?” but “which explanation, for whom, at what moment and for which decision?”

The US, Canadian and UK regulators offer a simple definition in their transparency principles for machine learning-enabled medical devices: explainability is the degree to which the logic behind an output can be explained in a way a person can understand. The World Health Organization lists transparency, explainability and intelligibility among its six principles for AI in health. In Europe, the EU AI Act adds human oversight requirements for high-risk systems. And in France, the national health authority (HAS) and the data protection authority (CNIL) have turned these requirements into practical guidance for hospitals in a joint guide on the proper use of AI systems in care settings, which we draw on throughout as a worked example.

Start with the intended use

The same technology can sort a worklist, flag a signal, propose a measurement, estimate a risk or help draft a report. The consequences of an error, and therefore what needs explaining, change from one use to the next. Before looking at the interface, the organization documents:

  • the target population and exclusions;
  • the expected input and minimum data quality;
  • the output and its unit;
  • the responsible user;
  • the point in the care pathway where the result is used;
  • the possible action after a positive, negative or uncertain result;
  • the risks of an error, or of not using the tool.

The HAS–CNIL guide recommends keeping an inventory of the AI systems in use, updated at least once a year: name and version of each tool, vendor, purposes, regulatory status, risk level under the EU AI Act, user departments, local lead and monitoring arrangements. That is where any explainability question starts: you cannot judge the explanation of a tool when you know neither its version nor its purpose. Starting from the decision rather than the predicted variable is the approach set out in our article on patient risk stratification.

An explanation that works for an engineer is not necessarily useful to a radiologist, a nurse, a primary care physician or a patient. Its level of detail should support action without hiding critical information.

Explaining is not validating

Explainability does not make up for poor validation. A heatmap does not compensate for a model tested on a population too different from the one the hospital treats. Conversely, a model that performs well on average can be misunderstood and lead to errors in use. The two issues have to be handled separately.

In a viewpoint published in The Lancet Digital Health in 2021, Ghassemi, Oakden-Rayner and Beam go further: current explainability methods are unlikely to deliver the trust, transparency or bias reduction expected of them for patient-level decisions. They advocate rigorous internal and external validation instead, and caution against making explainability a requirement for clinically deployed models.

The HAS–CNIL guide keeps both requirements in view. It advises against signing with a vendor if the system’s operating, explainability or learning principles remain opaque to the organization, or if there is no evidence of validation in the intended population. Discrimination, calibration, subgroup performance and thresholds are covered in our article on patient risk stratification, and imaging-specific criteria in the one on AI in medical imaging.

Six questions to assess an explanation

  1. Is it faithful to the model?

    Method, assumptions and stability documented by the vendor.

  2. Does its user understand it?

    Tested with the clinicians who will use it.

  3. Does it show uncertainty?

    Missing data, insufficient quality, out-of-scope cases.

  4. Can it be challenged?

    Ignore, override or stop without disproportionate friction.

  5. Does it serve the patient?

    Clear information on the role AI plays in their care.

  6. Does it hold after an update?

    Known version, monitored performance, explanation reassessed.

An explanation is tested like the rest of the system: with its users, before and after every update.

1. Is it faithful to the model?

A post-hoc explanation can approximate a model’s behavior without reproducing it exactly, and two methods can assign different importance to the same variables. The vendor should state the method, its assumptions, its stability and the tests performed. A plausible explanation is not causal evidence.

2. Does the intended user understand it?

Article 14 of the EU AI Act requires that the people overseeing a high-risk system be able to understand its capabilities and limitations and correctly interpret its output. That has to be tested with the clinicians concerned: can they restate the result, identify its limits and choose the right action? A cluttered screen or ambiguous wording can reduce safety, even when the technical documentation is complete.

3. Does it show uncertainty?

A score on its own invites a binary reading. Users need to know whether there is an uncertainty zone, missing data, insufficient image quality or an out-of-scope situation, and the system should be able to abstain when its conditions of use are not met. Input data quality depends on the use: that is the subject of our article on health data quality.

4. Can the result be challenged?

The same article 14 provides that the person overseeing the system can decide not to use it, disregard, override or reverse its output, and stop it safely. In practice, oversight is only real if clinicians can do so without disproportionate friction. Decide who arbitrates, how disagreement is documented and how an incident is reported. A reject button is not enough if the organization penalizes the people who use it.

5. Is it useful to the patient?

Patient information explains the role the system plays in their care without handing them the technical interpretation: purpose, data used, the clinician’s role, main limitations and applicable rights. The HAS–CNIL guide suggests a simple practice: add a sentence to the report naming the system, its version and the physician who validated the document. Under article 86 of the EU AI Act, people affected by a decision based on a high-risk system also have the right to a clear explanation of the role AI played.

6. Does it hold after an update?

An update to the model, the software, the sensor or the care pathway can change results. The organization must know which version is in use, monitor performance and reassess the explanations. Drift can come from the data or from practice, not just from the code.

Make human oversight effective

The French guidance is unambiguous. Under current law, the HAS–CNIL guide concludes that fully automated decisions are ruled out in care settings, and that every care decision made with an AI system must be overseen by the clinician responsible for the patient. It also notes that there is, as yet, no specific liability regime for clinicians using AI: they answer for how they use the tool and for the degree of autonomy they give it.

That calls for explicit roles: who receives the result, who decides, who responds to an alert, who tracks incidents and who can suspend the tool. For high-risk systems, the deploying organization checks that the people in charge of oversight have the competence, training, authority and support they need. The guide also lists the risks to anticipate: overreliance, algorithmic anchoring, automation bias and loss of human expertise.

A useful procedure also sets response times. A highly sensitive alert that cannot be acted on in time creates a false sense of safety; an overly intrusive system feeds alert fatigue. The explanation has to be designed with the workflow.

This is the principle behind MyTwin for clinicians. The patient digital twin, fed by real-world data between visits, informs follow-up; the clinician keeps the interpretation and the decision.

Build a local evidence file

A multidisciplinary committee can gather:

  • vendor documentation and model version;
  • an analysis of the clinical need and the alternatives;
  • validation on representative data;
  • risk and data protection assessments;
  • misuse and workaround scenarios;
  • user comprehension tests;
  • a training and support plan;
  • performance, equity and safety indicators;
  • a log of changes and incidents;
  • criteria for suspension or withdrawal.

On personal data, the HAS–CNIL guide points out that under the GDPR the deploying organization is usually the data controller: a record of processing, a data protection impact assessment where required, and information for patients on how their data are used. Reusing data to train or evaluate a model is a separate processing operation. Explainability is no substitute for GDPR compliance.

On incidents, an AI system with medical device status falls under device vigilance: in France, serious incidents must be reported to the national medicines agency (ANSM). For tools without that status, the guide recommends a reporting channel to the vendor and an internal “algorithmovigilance” procedure when the clinical risk is significant.

Measure use, not just the algorithm

After deployment, the team tracks usage rates, disagreements, delays, known false positives and false negatives, abstentions, incidents and user experience. It checks whether the tool changes decisions as intended or creates new workarounds. The WHO asks designers, developers and users to assess AI applications continuously and transparently during actual use.

A regular review compares performance with the initial conditions, by site and by clinically relevant subgroup. If the organization lacks the data to reach a conclusion, it says so, limits use and collects the missing evidence.

Frequently asked questions

Sources

  1. FDA, Health Canada and MHRA, June 13, 2024, “Transparency for Machine Learning-Enabled Medical Devices: Guiding Principles”.
  2. World Health Organization, June 28, 2021, “WHO issues first global report on Artificial Intelligence (AI) in health and six guiding principles for its design and use”.
  3. European Union, June 13, 2024, “Regulation (EU) 2024/1689 laying down harmonised rules on artificial intelligence (Artificial Intelligence Act)”, articles 14 and 86.
  4. Haute Autorité de santé and CNIL (France), version of February 16, 2026, published March 2026, “Accompagner le bon usage des systèmes d’intelligence artificielle en contexte de soins” (in French).
  5. Ghassemi M, Oakden-Rayner L, Beam AL, November 2021, “The false hope of current approaches to explainable artificial intelligence in health care”, The Lancet Digital Health, 3(11):e745-e750.

This article is provided for information purposes only. It does not replace advice, diagnosis or treatment from a healthcare professional.